2008 will be a year in which over-capacity in the insurance industry takes its toll on insurers, in the form of weaker pricing and lower premiums. Maintaining record profitability will in turn become a tougher proposition.
Here is a link to an excellent article discussing what we can expect...
http://www.propertyandcasualtyinsurancenews.com/cms/nupc/Weekly%20Issues/issues/2008/01/Market%20Report/P01HARTWIG
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