Here is an extract from Mark Twain's amusing speech on the insurance business.
For the full speech please click link below....
"Ever since I have been a director in an accident-insurance company I have felt that I am a better man. Life has seemed more precious. Accidents have assumed a kindlier aspect. Distressing special providences have lost half their horror. I look upon a cripple now with affectionate interest - as an advertisement. I do not seem to care for poetry any more. I do not care for politics even agriculture does not excite me. But to me now there is a charm about a railway collision that is unspeakable. "
http://http://www.druglibrary.org/schaffer/general/twins1.htm
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